PayChangu makes it easy to send money directly to another PayChangu user or merchant using Wallet Transfers. This allows you to quickly move funds within the PayChangu ecosystem without needing bank details or mobile money transfers.
Whether you’re paying a supplier, transferring funds between accounts, or sending money to another merchant, Wallet Transfers provide a fast and secure way to manage payments.
Log in to your PayChangu dashboard
From the left-hand menu, click Transfers
Here, you’ll see all your transfer activity and payout history in one place.

Each transfer includes important details such as:
Reference number
Description
Amount
Date
Status (Pending, Processing, or Completed)
This helps you keep track of every payout and confirm when funds have been received successfully.

Go to the Withdraw section
Select Wallet Transfer
Enter the amount you want to send
Provide the recipient’s Merchant ID or email address
Enter your transaction PIN to authorize the transfer
Once submitted, the funds will be transferred directly to the recipient’s PayChangu account.

Make sure the recipient’s Merchant ID or email is correct before confirming the transfer
Wallet transfers are processed within the PayChangu ecosystem reflect instantly
You can monitor the transfer status from the Transfers tab